Welcome to Money Clarity & Co. These Terms & Conditions (“Terms”) govern your use of our website at www.moneyclarityco.com and all services, content, and resources offered through it. By accessing or using this website, you agree to be bound by these Terms.

1. Company Overview

Money Clarity & Co. is a financial coaching and education company based in Florida. Our mission is to help individuals, couples, and organizations transform their relationship with money through education, strategy, and personalized guidance.

2. Use of This Site

By using our website, you agree:

• You are at least 18 years old or using the site with parental consent.

• You will not misuse the site (e.g., send spam, hack, or impersonate others).

• You will use the content and services for lawful purposes only.

3. Services & Programs

We offer both free and paid services including:

• Financial coaching and consulting

• Group programs, workshops, and digital products

• Lead magnets, downloads, and tools related to financial wellness

All services are delivered online through our platform powered by GoHighLevel, managed via In Motion Media.

4. Payments & Refunds

Payments are processed securely through Stripe. We do not store your credit card or banking information.

Refund Policy:

All sales are final unless otherwise stated on a specific sales page or in a written agreement. Due to the digital and time-based nature of our services, we do not offer refunds on coaching sessions or digital products once they have been delivered or accessed.

If you believe a payment was made in error, please email us within 7 days at [email protected].

5. Intellectual Property

All content on this site—including downloads, guides, templates, videos, logos, and written materials—is the intellectual property of Money Clarity & Co.

You may use purchased content for personal use only. Redistribution, resale, or public use without written permission is prohibited.

6. Financial Advice & Disclaimer

Kristina, the founder of Money Clarity & Co., holds the Chartered Financial Consultant (ChFC®) designation, and we provide professional financial coaching and education.

However, we do not guarantee specific financial results, income increases, or financial freedom. Outcomes depend on your individual effort, circumstances, and market factors. We do not provide legal, investment, or tax advice. Always consult with licensed professionals before making financial decisions.

Please see our full Privacy Policy for how we handle personal information.

7. Limitation of Liability

We are not liable for:

• Any indirect, incidental, or consequential damages from your use of our site or services

• Loss of data or interruptions beyond our control

• Financial decisions made by you based on our content or coaching
  

8. Termination

We reserve the right to terminate your access to our services or website at any time for violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes arising from your use of this website must be resolved in Florida courts.

10. Updates to These Terms

We may update these Terms periodically. The latest version will always be posted here with the updated effective date. Continued use of our website implies your agreement to the most current version.

11. Contact Us

If you have questions about these Terms or need support, please contact us at:

[email protected]